These Terms of Service constitute a legally binding agreement between you ("User" or "Investor") and NOVEXA. By accessing, registering, depositing funds, or activating investment plans on the platform, you represent that you have read, comprehended, and agreed to all conditions stated herein.
Participation is restricted to individuals of legal age (at least 18 years old) with valid commercial banking capabilities. Users must provide authentic personal details including full legal names, verifiable email addresses, and phone numbers during enrollment.
You are solely responsible for preserving the confidentiality of your authentication credentials. NOVEXA utilizes cryptographic token sessions powered by Supabase Auth; any action executed under your authenticated session is deemed authorized by you.
NOVEXA offers manually reviewed capital investment plans. Each plan dictates a defined duration, minimum and maximum allocation bounds, and a configured daily percentage return. All rates are governed strictly by database configuration and are never guaranteed beyond the contract parameters.
Eligible active investments accrue their configured daily return once every 24 hours at precisely 00:00 midnight local platform time. Accruals execute via atomic, idempotent server-side procedures with full ledger audit logging to preclude duplicate credits.
Wallet funding is conducted exclusively via manual bank transfers to the verified corporate accounts specified in the authenticated portal. Submitting a deposit request does not automatically increment your balance. Balances are credited only after administrative confirmation of the transaction reference.
Withdrawals require administrative audit and manual banking dispatch. Upon submission, requested funds are deducted and placed in pending reserve to prevent double-spending. Minimum withdrawal thresholds and any applicable network charges configured in platform settings apply.
NOVEXA implements a 3-tier commission hierarchy: Level 1 (15%), Level 2 (3%), and Level 3 (1%). Commissions trigger exclusively upon qualifying capital plan activations. Self-referrals and circular referral trees are prohibited and blocked by database constraints.
Official gift codes provide promotional wallet credits. Each code is constrained by maximum redemptions, single-use per user verification, and optional expiration dates. System attempts to manipulate redemption limits will result in immediate disqualification.
Every credit and debit generates an immutable reference record in the transactions ledger. NOVEXA disclaims liability for external banking delays, network disruptions, or erroneous recipient bank information supplied during withdrawal submissions.